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Insurance & Payment Options

At PsycHealth Services, Inc., we are committed to making high-quality mental health care accessible and affordable for our clients in Oak Brook and across Illinois. We accept most major insurance plans and offer straightforward self-pay options for those without coverage.

 

Insurance Plans Accepted

We are in-network with the following insurance providers:
  • Aetna (including Silver, Bronze, and Gold PPO plans; HMO accepted for Dina and Rachel)
  • Blue Cross Blue Shield (BCBS) (most PPO plans)
  • Cigna
  • Humana (PPO and HMO)
  • Magellan
  • Optum (includes UnitedHealthcare, UMR)
  • Tricare
  • UnitedHealthcare
  • Oscar
  • Cigna & Optum Employee Assistance Programs (EAP)
  • Aetna EAP
Coverage, deductibles, and copays vary by plan. Please confirm your mental health benefits with your insurance provider before your first appointment.

 

 

How Insurance Billing Works

  1. Verification:
    Provide your insurance details at intake. We will verify your coverage and benefits.
  2. Coverage Confirmation:
    We’ll let you know your deductible, copay, and any out-of-pocket costs before your first session.
  3. Billing:
    We submit claims directly to your insurance. Copays and deductibles are collected after each session.
  4. Transparency:
    If your insurance requires a deductible or has limited coverage, we’ll explain your costs up front.

Self-Pay Rates

If you do not have insurance or prefer not to use it, our self-pay rates are:
  • Individual Intake Session: $160
  • Individual Therapy Session: $150
  • Couples/Family Intake: $200
  • Couples/Family Therapy Session: $180
  • Sliding Scale: $100 per session (subject to availability for those without insurance)
Missed appointments (with less than 24 hours’ notice): $100 fee.

Payment Methods

We accept:
  • Credit/debit cards
  • HSA/FSA cards

Questions About Copayments, Coinsurance, or Deductibles?

While our team is happy to help you understand your general coverage and out-of-pocket costs, the best practice is to contact your insurance provider directly for the most accurate and up-to-date information about your copayments, coinsurance, or deductible. Your insurance company can provide detailed answers specific to your plan.

 

How to Get Started

  1. Contact Us:
    Call, email, or use our contact form to request an appointment.
  2. Provide Insurance Info:
    We’ll verify your benefits and explain your options.
  3. Complete Required Forms:
    Intake, insurance, and consent forms must be completed before your appointment can be scheduled.
  4. Confirmation:
    Once paperwork is complete, you’ll receive confirmation of your appointment by phone or email.

Need Help or Have More Questions?

Navigating insurance can be confusing. We’re here to help with general questions and to verify your benefits. For specific details about copayments, coinsurance, or deductibles, please call your insurance provider for the most accurate information.
Contact us if you need assistance getting started.

 

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